Why not? But only in case you are serious about this issue.
It is rather convenient to pay for services by means of a credit card on the Internet. Numerous Android applications allow tying the card to the account in order not to punch in data each time you pay for something.
But this convenience may play a low-down trick with you. New models of smartphones eviscerate pockets of people both literally and figuratively – they cost a lot and serve as wallets for their holders. On the one side, M-banking simplifies people’s lives, but on the other side, the risk of losing money increases.
Hackers are on the alert!
Unfortunately, the devious people can crack your account in an online shop and all your data will be known for them.
Nowadays, you can pay the bill touching a smartphone to a terminal device and the transaction is approved by dint of his fingerprint or a special password sent to the gadget. Besides, it is allowed to buy things by making a couple of clicks on your smartphone.
The developers of such mobile payment systems declare that the data may be stolen only in theory, but the figures are the evidence to the contrary. 31% of Mobile Apps are recognized as malicious. Some of them are engaged in stealing users’ credentials.
You may lose your smartphone!
Modern human-beings are too naïve to entrust all their data to small gadgets that fit the space of their pockets. But so easy it is to lose it in high street, in a tea-room or in a park. The only thing that may prevent a new owner of your smartphone from spending your money is a reliable M-banking like Samsung Pay, as an example.
But in spite of all the precautions you might have taken, you SHOULD call the bank to block the card. It is #1 thing you are to do when you discover that the phone is left somewhere.
Malware can bring a lot of troubles!
Malicious soft is frequently used by hackers with the aim to control gadgets connected to the network. What’s more, malware may be used to steal credit card numbers and M-banking passwords.
Among the worst are Zeus, SpyEye and Ice IX.
In this regard modern IT specialists created a lot of apps for Android that help preventing the problems like these.
The majority of modern antiviruses detect and block malware, but not all people use antivirus apps on their smartphones.
What ae the best solutions?
Firstly, one should admit that ALL payment systems are crackable. Even the clients of Apple Pay and Samsung Pay may undergo money theft notwithstanding all the security provided by these systems.
The developers of mobile payment systems are really savvy and smart, but hackers are resourceful in double measure.
Secondly, VPN service will solve this problem in no time. Thus, a person will be secure while using his credit cards or apps to pay on the Internet. Nevertheless, it’s uneasy to find the best VPN for Android, as many of them keep data on their subscribers making them vulnerable on the network.
Thirdly, update the antivirus apps regularly. It is so vital nowadays, as new viruses appear every day. And in its turn, well-timed update will work correctly and will manage to detect even new malware.
How to pay for services with your Android safely?
Following several tips you will never lose your credentials or money. Here they are:
- Create reliable and “difficult” passwords (that contain letters, numbers, signs).
- Protect your Android gadget with a password.
- Install credible antivirus software on your device and update it regularly.
- Use VPN to cipher all your data (don’t cut corners on this tool).
In case you follow all these pieces of advice, you may be 100% sure that your Android payments are safe and the hackers won’t cope with cracking your Android.